Homeownership Programs
• Find the Path That Gets You Home
•
PROGRAMS
Three Ways to Own at Regal Communities
Rent Credit Program
Move into a brand-new home with only $1,000 down. Each month, a portion of your rent is credited toward your down payment. After 12 months of on-time payments, you qualify for a loan and receive your title — no bank required to get started.
At a glance:
- $1,000 minimum down payment
- $400–$500/month credited toward ownership
- Combined household income of 3x rent amount required
- Credit score 550+
- Title transfers after 12 months
- Available on new homes over $30,000
Rent-to-Own
Put a partial down payment down and split the remaining balance into manageable monthly payments. No bank approval required, no interest — ever. The home becomes fully yours once the balance is paid.
At a glance:
- 10–20% down payment (depends on home price)
- 0% interest on remaining balance
- Payments added to monthly lot rent
- No title until balance is fully paid
- Available on homes under $30,000
- Credit score 550+
Purchasing Homes
We’re keen on providing affordable housing options for current and future residents. If you’re interested in a home, you can apply for a mortgage with Triad Financial.
At a glance:
- Available on any home
- Full ownership from day one
- No monthly home payments — lot rent only
- Sales tax applies